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E-Mail Address
First Name
Last Name
Address
City
State Zip
Home Phone
Work Phone
Ext
-Est. Income per month (add all borrowers)
-Est. Monthly Bills Excluding Mortgage
Rate Credit
Past BK Self Employed
Are You Currently Behind In Your Mortgage
If behind in your mortgage, how many
payments
How Many Loans Do You Have on Your Home
Type of Assistance Desired
Best Time to Contact You
Comments
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Notice of
Default or Foreclosure Notice is a notification given to a
borrower stating that he or she has not made their mortgage
payments by the predetermined deadline. It is the first legal
document you will receive and it marks the beginning of the
pre-foreclosure process. It dictates that if the money owed
(plus an additional legal fee) is not paid in a given time, the
lender may choose to foreclose the borrower's property. Any
other people whom may be affected by the foreclosure may also
receive a copy of the notification.
The Notice of
Default (NOD) is the initial document (non-judicial) filed by a
trustee and the filing starts the foreclosure process and both
LIS and NOD are part of the PRE-foreclosure process. The Notice
of Default is recorded where the property is located and is the
first step that a lender takes in the foreclosure process. Once
the Notice of Default has been recorded the lender must wait 90
days before continuing with the foreclosure process.
If you have
received a Notice of Default or if you believe one is
forthcoming, contact our office right away so we can discuss
with you your options and the government programs that may be
available to you. Do not delay as once the Notice of
Default has been filed, there are specific deadlines that must
be met. You may complete the form on this page or call us
toll-free at 800-546-2289 for immediate assistance.
By achieving the designation of CDPE
(Certified Distressed Property Expert) and as a Realtor® that has
successfully assisted homeowners avoid foreclosure. I have the training and the
experience you need in order to guide you through this process. Our
first step is a phone call to discuss your situation and to evaluate
your available options. Please call me today 800-546-2289
to discuss your unique situation.
Dawn Anderson CDPE, RDCPro, e-PRO
Broker- Midas Realty Group
CA DRE License #01258205
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Notice of Default in
California
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